Renters Insurance in California
Many renters think they do not need insurance because they are protected under their landlord's insurance policy. Some renters believe they don't own enough materials to justify purchasing an insurance policy. If you were to lose all of your most valuable items while you were away from home, can you afford to replace your property out of pocket? If something tragic happened to an invited (or uninvited) guest, can you cover medical or even legal expenses?
The AA Lares Insurance Protection Team can help protect your assets and belongings with a policy designed specifically for tenants. We'll make sure you're covered for additional living expenses you might incur if you're forced from the apartment or other residence you rent. Some people think they don't have enough valuable items to insure, but an affordable renters insurance policy (under $20 per month) covers computers, furniture, gaming systems, televisions and sound systems.
As a local, independent insurance agency, we work with dozens of AA-rated insurance companies and we shop on your behalf. It's much easier for us to shop your policy than you having to visit from one website to another, entering all of your information each time and keeping track of which company offers what.
Don't make the mistake of buying an all-in-one insurance policy from an online quote provider. Contact us at AA Lares Insurance Services and let us help you figure our what exposures you face and how we can properly protect your new living situation. Below are some common coverages offered in a renters insurance policy.