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RV / Mobile Home / Campers
Recreational Vehicle Insurance
Recreational Vehicles and campers come in all shapes and sizes. If you travel with a luxury coach motor home, travel trailer, fifth wheel, pop up camper, or camper van, AA Lares Insurance Services can help you find the right carrier to make sure you are properly covered, so you can have the vacation road trip you've been dreaming about.
Full Time RV Insurance vs. Recreational
Full Time RV Insurance is needed if you live in you RV, meaning it is your primary residence for at least 6 months out of the year. Recreational RV insurance applies if your RV is not your primary residence, no matter how often you use your RV.
Coverages for Full Time RV Insurance (Included by some carriers at no extra cost)*
Storage Shed Content Coverage
Covers your belongings stored on your property at full replacement cost. Belongings inside your RV are covered too.
Loss Assessment
This coverage pays up to $5,000 for charges, fines or assessments you face from RV/homeowners associations.
Full Timer's Personal Liability (Enhanced Coverage)
Included with comprehensive and collision coverage for full time RV residents. This pays for injuries that happen around your RV or on your property. With Full time RV insurance, you can get 10 times more coverage than a recreational insurance policy, up to $500,000 if needed.
Full Time RV Insurance vs. Recreational
Full Time RV Insurance is needed if you live in you RV, meaning it is your primary residence for at least 6 months out of the year. Recreational RV insurance applies if your RV is not your primary residence, no matter how often you use your RV.
Coverages for Full Time RV Insurance (Included by some carriers at no extra cost)*
Storage Shed Content Coverage
Covers your belongings stored on your property at full replacement cost. Belongings inside your RV are covered too.
Loss Assessment
This coverage pays up to $5,000 for charges, fines or assessments you face from RV/homeowners associations.
Full Timer's Personal Liability (Enhanced Coverage)
Included with comprehensive and collision coverage for full time RV residents. This pays for injuries that happen around your RV or on your property. With Full time RV insurance, you can get 10 times more coverage than a recreational insurance policy, up to $500,000 if needed.
Protect Yourself, Your Family, and Your Recreational Vehicles
Protection for yourself
Protection against others
Collision Coverage
Insures your vehicle against loss during a collision with another vehicle or object.
Comprehensive Coverage
Protection for your car from damage and loss resulting from incidents other than collision.
Medical Coverage
Covers expenses for medical treatment related to motorcycle accidents suffered by passengers and pedestrians.
Property Damage Liability
Protection for your car from damage and loss resulting from incidents other than collision.
Bodily Injury Protection
Covers injuries caused to others while you or someone else is operating your vehicle.
Uninsured Motorist Coverage
Covers medical treatment of injuries to the driver and passengers in your vehicle if there's an accident with someone who doesn't have insurance or whose limits of liability do not cover the total cost.
Additional Coverages
Roadside Assistance
Roadside assistance and breakdown coverage are services that assist motorists, or byciclists, whose vehicles have suffered a mechanical failure that leaves the operator stranded.
Mechanical Breakdown
This coverage is available for Owned or Leased vehicles with less than 15,000 miles on the odometer. This coverage extends to virtually all mechanical and electrical components.
Medical Coverage
Medical payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault.
Personal Injury Coverage
Personal injury protection, also known as no-fault coverage pays for things like medical and rehabilitative expernses, replacement services, and funeral expenses. It also pays for loss of income if you are unable to work due to an accident.
OUR RV INSURANCE CARRIERS
Coverages to Consider
Auto Insurance
We offer coverage that meet the needs from beginner drivers, to classic and luxury cars, to mature drivers. Call the AA Lares protection team to find you the most coverage at the lowest rate.
Home Insurance
Whether you live in the heart of the city, in the suburbs, near the ocean, in the valley, or up the mountains, The AA Lares Protection Team is ready to help you find a homeowners policy for your unique lifestyle.
Life Insurance
The insurance specialists at AA Lares Insurance are ready to help you research life insurance options that make most sense for your life and family. Email an expert and set up an appointment today.
Boat Insurance
You deserve to enjoy your time out in the water with your friends and family worry-free. Call or Email the AA Lares Protection Team to insure your boat, jetski, or watercraft vehicle today.
Office Hours
Monday 9:00 AM - 5:00 PM
Tuesday 9:00 AM - 5:00 PM
Wednesday 9:00 AM - 5:00 PM
Thursday 9:00 AM - 5:00 PM
Friday 9:00 AM - 5:00 PM
Saturday Available by appointment
Sunday Closed
Monday 9:00 AM - 5:00 PM
Tuesday 9:00 AM - 5:00 PM
Wednesday 9:00 AM - 5:00 PM
Thursday 9:00 AM - 5:00 PM
Friday 9:00 AM - 5:00 PM
Saturday Available by appointment
Sunday Closed
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